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Property Insurance in Hemet, Riverside County and all of CA

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Russell & Kaufmann Insurance Agents & Brokers, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Russell & Kaufmann Insurance Agents & Brokers who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Russell & Kaufmann Insurance Agents & Brokers before making a decision.

Our Location

Russell & Kaufmann Insurance

400 S State St
Hemet, CA 92543
Main office: 951-846-6743
Toll free: 800-966-3232

Our Providers

Testimonials

These people are the real deal. No nonsense! Kris is my agent. She always does a great job. Had my policy with another agency. Switched it to Russell & Kaufmann and never looked back. Plus what I like is when I call on the phone a real person answers. Not some machine.
Alex F. from Perris, CA
Russell Kaufmann insurance gives great service and they are very honest. I highly recommend checking them out for your insurance needs.
Brian F. from Hemet, CA