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I would like to thank you for your patience and understanding with me when dealing with my Auto and Homeowner policies. With the death of my wife Merrie last year in December, I was at a loss when reading the 2 policy's auto and home, just what was I covered for? And yet on several visits to all of you in the front office, I went home with a good understanding now of my two policies. Now on a number of occasions I did ask a number of you in the front office for help, and each time everything was explained to me in a way I could understand. Here recently I was involved in an auto accident, something I had never been in 60+ years of driving. Once again I came to your office, and once again you did everything you could to help me by preparing a document I had received from the California DNV. That I did not understand. When you are 80+ years of age, most of those friends or family members you had always counted on have passed away, you wake up in the morning and you wonder, "is there anyone that cares?" Yes, and I found them in the Russell and Kaufmann office in Hemet, CA.

Robert J.

Liability Coverage in Hemet, Riverside County and all of CA

Ensure that You’re Insured.

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.

If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.

Components of Liability

There are two main components to Auto Liability: Bodily Injury and Property Damage liability.

Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.

If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.

It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with Russell & Kaufmann Insurance Agents & Brokers today for more information about what Liability Coverage can do for you.