Request A Free Quote

Get A Quote

Compliments don't come as often as complaints do, so when I have a great experience with a business, I like to pass on my praise of good service. Today I called your office for the first time since my insurance account was passed to you from Wes Graham at Sky Valley. Wes was a wonderful man and will be sadly missed since his passing. However, I was so impressed with Christin and her wonderful and knowledgeable demeanor, I wanted to make sure I sent a note to say "Thank You" to her and to let her office know how pleased I am with my first experience with my new insurance agents. Thanks, Christin, and I look forward to speaking with you again when I purchase my first California vehicle in February or March.

Loraine K.

Renters Insurance in Hemet, Riverside County and all of CA

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Russell & Kaufmann Insurance Agents & Brokers, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.

Additional Insurance Options

Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Russell & Kaufmann Insurance Agents & Brokers are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.